821 Central Avenue

Bay Saint Louis, MS
$ 359,000 Beds 3 Baths 2 Sq 1,532 Virtual Tour
Monthly Estimate* How much can I afford?

Brand New 3 Bed / 2 Bath Cottage Just Minutes from Historic Bay St. Louis, Depot District! Welcome to your dream home in the heart of Bay St. Louis! This stunning new construction offers 3 spacious bedrooms, 2 modern bathrooms, and a thoughtfully designed open floor plan perfect for entertaining and everyday living. Located just minutes from the Historic Depot District and Old Town Bay St. Louis, you'll enjoy easy access to beaches, golfing, pickleball, local dining, and vibrant entertainment—all from your golf cart in this golf cart-friendly neighborhood! The exterior features durable Hardi Plank siding, known for its long-lasting performance, resistance to rot, pests, and weather, and low-maintenance appeal—giving you beauty and peace of mind for years to come. Inside, you'll find scratch-resistant, waterproof vinyl flooring throughout, elegant crown molding, and a chef's kitchen with brand new appliances, granite countertops, and plenty of room to gather. The spacious living room boasts a gorgeous electric fireplace that serves as a true work of art. Relax in the private master suite, complete with an en suite bath and huge closets to cover all your storage needs. Outside, a large concrete driveway easily accommodates many vehicles or golf carts—perfect for entertaining or everyday convenience. This home blends modern comfort with timeless style and Southern charm. Don't miss your chance to see it—schedule your visit today before it's gone!

Active

  • Price
  • $ 359,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,532
  • Year Built
  • 2025
  • Taxes
  • $ 224
  • Style
  • Contemporary
  • MLS#
  • 4111060
Listed By: HL Raymond Properties
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2024
County Hancock
Property Type Residential
HOA false
Subdivision Name Milieu Village
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 13068
Standard Status Active
Heating Central
Architectural Style Contemporary
Construction Materials HardiPlank Type
Year Built 2025
New Construction true
Attached Garage false
Property Condition New Construction
Sewer Public Sewer
Patio/Porch Features Front Porch
Structure Type House
Levels One
Utilities Electricity Available,Sewer Available,Water Available
Cooling Ceiling Fan(s),Central Air
Roof Shingle

Interior Features

Total Baths 2
Interior Amenities Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Recessed Lighting,Walk-In Closet(s)
Flooring Luxury Vinyl
Heating Y/N true
Laundry Features Electric Dryer Hookup,Washer Hookup
Fireplace Features Decorative,Living Room
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 0.3
Lot Size Acres 0.3
Parking Features Driveway,Concrete
Lot Features City Lot,Near Beach,Near Golf Course
Water Source Public
Building Area Total 1532
Exterior Amenities Other
Fencing None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/18/2026 Listed $399,000
4/30/2026 3% - $389,000
8/17/2026 8% - $359,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$360K
Taxes
AVG $2,281
$224
Year Built
AVG 1999
2025

Areas That We Cover

821 Central Avenue Bay Saint Louis, MS is a Single Family Home for sale at $359000 with 1532 sqft and a lot size of 0.3 Acres Acre(s). 821 Central Avenue Bay Saint Louis has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.