5004 Oak Street

Bay Saint Louis, MS
$ 885,000 Beds 3 Baths 3 Sq 1,520 Virtual Tour
Monthly Estimate* How much can I afford?

Nearly new 3BR/2.5BA coastal home in Bay St. Louis with stunning Gulf views, high-end finishes throughout, and FULLY FURNISHED! Built just 2.5 years ago with all-steel framing and a galvanized roof for lasting durability. Bright, open layout with cathedral ceilings and LVP flooring. Gourmet kitchen features custom Arbor cabinetry, leathered granite, large island with storage and seating, walk-in pantry, and premium stainless appliances including a 6-burner gas stove with a custom range hood and double ovens. Spacious bedrooms, with a primary suite offering dual walk-in closets and luxury carpet. The custom elevator provides effortless access to all levels. Enjoy expansive outdoor living areas plus ground-level storage that features a half bath—perfect for entertaining. Includes adjacent lot with a three-tier boat shed on slab with utilities—ideal for storage, workshop, or future build. Tucked away for privacy and tranquility, yet just minutes from downtown BSL! A true coastal gem!

Active

  • Price
  • $ 885,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 2
  • Area
  • Lot Size
  • 0.49 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,520
  • Year Built
  • 2023
  • Taxes
  • $ 3359
  • Style
  • Single Family Residence
  • MLS#
  • 4147905
Listed By: Holliday Real Estate
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
Subdivision Name Clermont Harbor
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 21344.4
Standard Status Active
Heating Ceiling,Central
Construction Materials Metal Siding
Year Built 2023
New Construction false
Attached Garage false
Other Structures RV/Boat Storage,Storage
Property Condition Move In Ready
Sewer Public Sewer
Patio/Porch Features Front Porch,Porch
Community Features Boating
Structure Type House
Levels One
Utilities Electricity Connected,Propane Connected,Sewer Connected,Water Connected
Cooling Ceiling Fan(s),Central Air
Waterfront Features Bay,Gulf Access
Roof Metal

Interior Features

Total Baths 4
Interior Amenities Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Elevator,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Granite Counters
Flooring Simulated Wood
Heating Y/N true
Laundry Features In Hall,Laundry Room
Window Features Window Treatments
Air Conditioning Y/N true
Fireplace Y/N false

Exterior Features

Lot Size Area 0.49
Lot Size Acres 0.49
Parking Features Carport,Golf Cart Garage,Open,RV Access/Parking,Concrete
Lot Features Cleared,Near Beach,Views
Water Source Public
Building Area Total 1520
Waterfront Y/N true
Exterior Amenities Balcony,Elevator,Lighting,RV Hookup

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/1/2026 Listed $915,000
5/23/2026 2% - $899,000
6/22/2026 2% - $885,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$890K
Taxes
AVG $2,281
$3,359
Year Built
AVG 1999
2023

Areas That We Cover

5004 Oak Street Bay Saint Louis, MS is a Single Family Home for sale at $885000 with 1520 sqft and a lot size of 0.49 Acres Acre(s). 5004 Oak Street Bay Saint Louis has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.