11041 Bay Cove Drive

Bay Saint Louis, MS
$ 645,000 Beds 3 Baths 2 Sq 1,900 Virtual Tour
Monthly Estimate* How much can I afford?

This new construction waterfront home offers a functional elevated design suited for coastal conditions, with direct canal frontage and surrounding natural views. The structure provides covered space at ground level that can be used for parking, storage, or outdoor use, while the main living area is positioned above for added resilience and improved sightlines. The interior layout is designed with an open-concept floor plan that allows for efficient use of space and consistent natural light throughout the main living areas. A series of windows along the primary living space enhances visibility to the exterior and supports a bright interior environment. Finishes shown in select images are conceptual representations, providing an example of the intended final design. The kitchen layout includes a central island, ample cabinetry, and a practical flow into adjacent living and dining areas. Materials and finishes may be selected by the buyer depending on the stage of construction, offering flexibility in final design choices. The property is positioned along a canal that may provide water access, subject to local conditions and buyer verification. The surrounding area of Bay St. Louis is known for its coastal setting, access to boating, local dining, and proximity to Gulf Coast amenities. Construction is in progress with an estimated completion timeline in late June 2026. Early contract may allow for selection of certain finishes and design elements. Some images have been digitally altered to illustrate potential completed interiors. Buyer and agent to verify all information.

Active

  • Price
  • $ 645,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.19 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,900
  • Year Built
  • 2026
  • Taxes
  • $ 988
  • Style
  • Single Family Residence
  • MLS#
  • 4148335
Listed By: Southern Magnolia Realty, LLC.
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
Subdivision Name Bay Cove Estate-Bay St Louis
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 8276.4
Standard Status Active
Heating Electric
Garage Spaces 1
Construction Materials HardiPlank Type
Year Built 2026
New Construction true
Attached Garage false
Property Condition Under Construction
Sewer Public Sewer
Patio/Porch Features Deck,Porch
Structure Type House
Levels Two
Utilities Electricity Connected,Sewer Connected,See Remarks
Cooling Electric
Waterfront Features Canal Front
Roof Shingle

Interior Features

Total Baths 2
Heating Y/N true
Air Conditioning Y/N true
Fireplace Y/N false

Exterior Features

Lot Size Area 0.19
Lot Size Acres 0.19
Parking Features Covered,Driveway,Concrete
Water Source Public
Building Area Total 1900
Waterfront Y/N true
Exterior Amenities See Remarks

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/5/2026 Listed $665,000
6/18/2026 3% - $645,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$650K
Taxes
AVG $2,281
$988
Year Built
AVG 1999
2026

Areas That We Cover

11041 Bay Cove Drive Bay Saint Louis, MS is a Single Family Home for sale at $645000 with 1900 sqft and a lot size of 0.19 Acres Acre(s). 11041 Bay Cove Drive Bay Saint Louis has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.