3097 Second Street

Bay Saint Louis, MS
$ 49,900 Beds 3 Baths 2 Sq 1,456 Virtual Tour
Monthly Estimate* How much can I afford?

Investment Property. Home is gutted sitting on two lots. The wooded lot next door goes with it. Some of the wiring and plumbing has been installed. Home has to be raised to the new flood elevation AE18. Buyer needs to check with Bay St Louis Zoning. Selling "AS IS WHERE IS". All information to be verified!

Active

  • Price
  • $ 49,900
  • City
  • Bay Saint Louis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.2 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,456
  • Year Built
  • 1974
  • Taxes
  • $ 475
  • Style
  • Single Family Residence
  • MLS#
  • 4158758
Listed By: Coldwell Banker Alfonso Realty-BSL
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
HOA false
Subdivision Name Shoreline Park
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 8712
Standard Status Active
Heating None
Security Features None
Construction Materials HardiPlank Type
Year Built 1974
New Construction false
Attached Garage false
Property Condition Fixer
Sewer Public Sewer
Patio/Porch Features Front Porch
Community Features Near Entertainment
Structure Type House
Levels One
Utilities Electricity Available,Sewer Available,Water Available
Cooling None
Roof Shingle

Interior Features

Total Baths 2
Interior Amenities See Remarks
Flooring See Remarks
Heating Y/N false
Laundry Features None
Window Features Double Pane Windows
Air Conditioning Y/N false
Fireplace Y/N false

Exterior Features

Lot Size Area 0.2
Lot Size Acres 0.2
Parking Features On Site
Lot Features Cleared,Few Trees,Front Yard,Level
Water Source Public
Building Area Total 1456
Lot Dimensions 100 X 100
Exterior Amenities None
Fencing None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/11/2026 Listed $49,900

Property vs Zip Code Average in 39520

Price
AVG $460K
$50K
Taxes
AVG $2,281
$475
Year Built
AVG 1999
1974

Areas That We Cover

3097 Second Street Bay Saint Louis, MS is a Single Family Home for sale at $49900 with 1456 sqft and a lot size of 0.2 Acres Acre(s). 3097 Second Street Bay Saint Louis has 3 bedrooms, 2 baths and was built in 1974. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.