305 Third Street

Bay Saint Louis, MS
$ 695,000 Beds 4 Baths 2.5 Sq 1,700 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated historic home in the heart of Old Town Bay St. Louis, offering approximately 1,700 square feet of thoughtfully designed living space. Full of character and timeless charm, this 4-bedroom, 2.5-bath home blends the architectural appeal of an early-1900s home with beautifully updated spaces designed for modern living. From the inviting front porch, step inside to soaring ceilings, original natural wood details, beautiful wood flooring, and an open and welcoming floor plan. The stunning kitchen is a true focal point, featuring natural marble countertops, a large island, gas range, and plenty of space for gathering and entertaining. The beautifully appointed bathrooms offer a spa-like feel with double vanities, a soaking tub, and walk-in shower. Outside, enjoy the privacy of a fenced and landscaped yard, along with inviting front and rear porches and a screened porch perfect for relaxing and enjoying the coastal lifestyle. Ideally located just a short golf cart ride from downtown Bay St. Louis, this home puts you close to local restaurants, shopping, entertainment, beaches, and everything that makes Old Town so special. Whether you're looking for a weekend getaway, a primary residence, or a potential short-term rental opportunity, this beautifully updated historic home offers an exceptional location and an inviting place to call your own. Buyer to verify short-term rental eligibility and requirements with the City of Bay St. Louis.

Active

  • Price
  • $ 695,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.17 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,700
  • Year Built
  • 1900
  • Taxes
  • $ 3603
  • Style
  • Traditional
  • MLS#
  • 4163233
Listed By: HL Raymond Properties, LLC
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
HOA false
Subdivision Name Fourth Ward
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 7405.2
Standard Status Active
Heating Central,Electric
Architectural Style Traditional
Construction Materials Siding
Year Built 1900
New Construction false
Attached Garage false
Other Structures Barn(s)
Property Condition Updated/Remodeled
Sewer Public Sewer
Patio/Porch Features Front Porch,Porch,Rear Porch,Screened
Structure Type House
Levels One
Utilities Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected
Cooling Ceiling Fan(s),Central Air,Electric
Roof Metal

Interior Features

Total Baths 3
Interior Amenities Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Dry Bar,Eat-in Kitchen,Entrance Foyer,High Ceilings,His and Hers Closets,Kitchen Island,Natural Woodwork,Open Floorplan,Recessed Lighting,Soaking Tub
Flooring Wood
Heating Y/N true
Laundry Features Electric Dryer Hookup,Inside,Laundry Closet
Air Conditioning Y/N true
Fireplace Y/N false

Exterior Features

Lot Size Area 0.17
Lot Size Acres 0.17
Parking Features Driveway,Gravel,Private,Direct Access
Lot Features Fenced,Landscaped,Near Beach,Near Golf Course
Water Source Public
Building Area Total 1700
Lot Dimensions +/- 44.5 x 152.5 x 44.5 x 152.5
Waterfront Y/N false
Exterior Amenities Lighting,Private Yard,See Remarks
Fencing Partial,Perimeter,Privacy,Wood

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/22/2026 Listed $695,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$700K
Taxes
AVG $2,281
$3,603
Year Built
AVG 1999
1900

Areas That We Cover

305 Third Street Bay Saint Louis, MS is a Single Family Home for sale at $695000 with 1700 sqft and a lot size of 0.17 Acres Acre(s). 305 Third Street Bay Saint Louis has 4 bedrooms, 2 baths and was built in 1900. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.