4098 Fourteenth Street

Bay St Louis, MS
$ 140,000 Beds 2 Baths 1 Sq 928
Monthly Estimate* How much can I afford?

Escape to the Mississippi Gulf Coast with this well-maintained elevated camp-style home situated on a spacious double lot and offered with four additional lots, providing exceptional space, privacy, and endless possibilities. Just minutes from the Jourdan River, this property offers the relaxed coastal lifestyle you've been looking for. Inside, you'll find an open-concept living, dining, and kitchen area filled with natural light, updated finishes, stainless steel appliances, a large breakfast bar, and low-maintenance flooring throughout. The home also features a spacious laundry room and comfortable bedrooms ~ weekend getaways or year-round living. Step outside onto the expansive deck, where you can enjoy morning coffee, entertain family and friends, or simply take in the peaceful surroundings. The beautifully maintained grounds are shaded by trees and offer plenty of room for outdoor activities, gardening, parking recreational vehicles, or future improvements. Parking beneath the home provides convenience and additional storage. Beaches, boating, fishing, dining, entertainment, and other coastal attractions, this property is well suited as a primary residence, vacation home, or investment opportunity. Covered parking will NOT remain with the property. Boundary lines shown in aerial photos are approximate and for illustrative purposes only. Survey to govern.

Active

  • Price
  • $ 140,000
  • City
  • Bay St Louis
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • HANCOCK
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • Zip
  • 39520
  • Sqr Footage
  • 928
  • Year Built
  • 1978
  • Style
  • Cottage
  • MLS#
  • 2566064
Listed By: Laura Province with 1 Percent Lists Gulf South - (985) 778-1043
Data Source: Gulf South Real Estate Information Network

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air,1 Unit
Roof Shingle
Appliances Oven,Range
Patio/Porch Features Wood,Porch
Architectural Style Cottage
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 1978
Stories Count 2
Levels Two
Property Subtype Detached
Waterfront Features Water Access
County Hancock
Property Type Residential
Subdivision Name Not a Subdivision
Total Rooms 5
Full Baths 1
Status Active
Directions Hwy 43 to Ave B to Fourteenth
High School BOARD
City Bay St Louis
Elementary School PLEASE
Middle/Junior High School SEE
Property Condition Average Condition
Standard Status Active
Tax Lot 19,20
Property Sub Type Additional Detached,Single Family Residence
PostalCity Bay Saint Louis
Legal Description 19&20 BLK 33-A shoreline Park Unit #2 N-3-202

Interior Features

Interior Amenities Carbon Monoxide Detector
Fireplace Features None
Air Conditioning Y/N Yes
Heating Y/N Yes
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 2
LivingAreaSource Assessor

Exterior Features

Exterior Amenities Porch
Parking Features Covered,Detached
Lot Features 1 to 5 Acres,Outside City Limits
Water Source Public
Foundation Details Raised
Building Area Total 1128
Lot Dimensions 200x100x50x100x250x200

Room Details

Bedroom Second Laminate,Simulated Wood
Bedroom # 2 Second Laminate,Simulated Wood
Dining Room Second Laminate,Simulated Wood
Kitchen Second Tile
Living Room Second Laminate,Simulated Wood

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Please Elementary School
Middle School See Middle School
High School Board High School

Price History

7/3/2026 Listed $140,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$140K
Year Built
AVG 1999
1978
Visits
AVG 1
64
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4098 Fourteenth Street Bay St Louis, MS is a Single Family Home for sale at $140000 with 928 sqft and a lot size of Acre(s). 4098 Fourteenth Street Bay St Louis has 2 bedrooms, 1 baths and was built in 1978. The property's zip code is 39520 which is in Bay St Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Raymond Garofalo III

Raymond Garofalo III

504-380-9871

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