528 Plum Street

Ocean Springs, MS
$ 295,000 Beds 3 Baths 2 Sq 1,561 Virtual Tour
Monthly Estimate* How much can I afford?

Brand new construction, beautifully finished, and full of character, 528 Plum St is ready to become someone's dream home and the beginning of a brand new story. This beautiful new construction offers 3 bedrooms, 2 bathrooms as well as a 2 car garage. The home's brick exterior and welcoming front porch give it so much charm and create the sweetest little spot to sit, add a few seasonal touches, or enjoy a quiet morning with coffee. Walk in the main living area centered by a gorgeous electric fireplace wall with built in cabinetry and floating shelves, creating a cozy focal point for everyday living. Just beyond it, the kitchen opens naturally into the dining and living spaces and features a large island, two tone cabinetry, stainless steel appliances, farmhouse sink, tiled backsplash, pendant lighting, and a dedicated pantry. The primary suite has a tray ceiling, a beautifully finished bathroom with a double vanity and tiled tub and shower surround and a spacious walk in closet with built in shelving. Two additional bedrooms, a second full bath and a dedicated laundry room complete the interior. Outside, the charm continues with a covered back porch that feels made for morning coffee, quiet evenings, or relaxing while overlooking the yard. The fully fenced backyard offers plenty of usable space for kids, pets, entertaining, gardening, and grilling, with room to create a dedicated outdoor cooking area or even explore the possibility of adding a pool in the future. One of the biggest advantages of this home is the peace of mind that comes with brand new construction. New systems, new finishes, new materials, and a fresh start from day one mean you can move in and enjoy the home without the immediate projects that often come with an older property. Even more to love, this home is USDA eligible, giving qualified buyers the opportunity for 100% financing with no down payment. The property is also not in a flood zone so flood insurance is not typically required by a lender. Located in the Ocean Springs School District, this home brings together a beautiful new home, charming outdoor spaces, a functional layout, and room to grow into. Brand new, beautifully finished, and ready for its very first story, this could be the place where yours begins.

Active

  • Price
  • $ 295,000
  • City
  • Ocean Springs
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Jackson
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.21 Acres
  • Zip
  • 39564
  • Sqr Footage
  • 1,561
  • Year Built
  • 2026
  • Taxes
  • $ 77
  • Style
  • Single Family Residence
  • MLS#
  • 4160782
Listed By: IXL Real Estate Infinity, LLC
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Jackson
Property Type Residential
HOA false
Subdivision Name Ocean Beach Estate
Status Active
City Ocean Springs
Lot Size Units Acres
Lot Size Square Feet 9147.6
Standard Status Active
Heating Central,Electric
Garage Spaces 2
Construction Materials Brick
Year Built 2026
New Construction true
Attached Garage false
Property Condition New Construction
Sewer Public Sewer
Patio/Porch Features Porch
Structure Type House
Levels One
Utilities Electricity Connected,Sewer Connected,Water Connected
Cooling Central Air,Electric
Roof Architectural Shingles

Interior Features

Total Baths 2
Interior Amenities Built-in Features,Recessed Lighting,Tray Ceiling(s),Double Vanity,Kitchen Island
Flooring Luxury Vinyl
Heating Y/N true
Laundry Features Electric Dryer Hookup,Laundry Room,Washer Hookup
Fireplace Features Electric,Living Room
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 0.21
Lot Size Acres 0.21
Parking Features Concrete
Lot Features Fenced
Water Source Public
Building Area Total 1561
Exterior Amenities Other
Fencing Privacy,Wood

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/28/2026 Listed $295,000

Property vs Zip Code Average in 39564

Price
AVG $490K
$300K
Taxes
AVG $2,808
$77
Year Built
AVG 2003
2026

Areas That We Cover

528 Plum Street Ocean Springs, MS is a Single Family Home for sale at $295000 with 1561 sqft and a lot size of 0.21 Acres Acre(s). 528 Plum Street Ocean Springs has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 39564 which is in Ocean Springs, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.