524 Plum Street

Ocean Springs, MS
$ 295,000 Beds 3 Baths 2 Sq 1,471 Virtual Tour
Monthly Estimate* How much can I afford?

Brand new construction in the Ocean Springs School District, this home offers more than just a beautiful place to live. It is USDA eligible, giving qualified buyers the opportunity for 100% financing with no down payment, and the property is also not located in a flood zone. With inviting outdoor spaces, a functional layout, and room to grow into, this home checks so many boxes from the very beginning. This 3 bedroom, 2 bathroom home offers a practical layout, a 2 car garage, and a fully fenced backyard with plenty of room to enjoy. The brick exterior gives the home a classic look and the covered front entry creates a simple, welcoming place to come home to every day. Inside, the living room is centered around a brick fireplace wall with an electric fireplace, built in cabinetry, and open shelving. The kitchen opens directly into the living and dining areas, making the main part of the home connected and comfortable. A large quartz peninsula gives you plenty of room for meal prep, casual seating, or gathering with friends and family. The kitchen also features stylish two tone cabinetry, stainless steel appliances, a farmhouse sink, subway tile backsplash, pendant lighting, and plenty of storage. The primary bedroom has a tray ceiling and a private bathroom with a double quartz vanity, tiled tub and shower, and a spacious walk in closet with built in shelving. Two additional bedrooms, a second full bath with tile & quartz, and a dedicated laundry room complete the interior. Out back, the covered patio gives you a comfortable place to sit, grill, or enjoy the yard. The fully fenced backyard offers plenty of usable space for pets, kids, gardening, outdoor furniture and more. One of the biggest advantages of buying brand new is the fresh start that comes with it. New systems, new finishes, new appliances, and no immediate renovation list mean less time worrying about what needs to be fixed and more time simply enjoying your home. What makes this home special is not one single feature, but how everything works together: a gorgeous main living area, a stunning kitchen, comfortable bedrooms, useful outdoor space, and the peace of mind that comes with new construction. Brand new, full of possibilities and awaiting for someone to make it completely their own.

Active

  • Price
  • $ 295,000
  • City
  • Ocean Springs
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Jackson
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.21 Acres
  • Zip
  • 39564
  • Sqr Footage
  • 1,471
  • Year Built
  • 2026
  • Taxes
  • $ 77
  • Style
  • Single Family Residence
  • MLS#
  • 4161941
Listed By: IXL Real Estate Infinity, LLC
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Jackson
Property Type Residential
HOA false
Subdivision Name Ocean Beach Estate
Status Active
City Ocean Springs
Lot Size Units Acres
Lot Size Square Feet 9147.6
Standard Status Active
Heating Central,Electric
Garage Spaces 2
Construction Materials Brick
Year Built 2026
New Construction true
Attached Garage false
Property Condition New Construction
Sewer Public Sewer
Patio/Porch Features Slab
Community Features Other
Virtual Tour https://www.propertypanorama.com/524-Plum-Street-Ocean-Springs-MS-39564/unbranded
Structure Type House
Levels One
Utilities Electricity Connected,Sewer Connected,Water Connected
Cooling Ceiling Fan(s),Central Air,Electric
Roof Architectural Shingles

Interior Features

Total Baths 2
Heating Y/N true
Fireplace Features Electric
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 0.21
Lot Size Acres 0.21
Parking Features Driveway,Concrete
Lot Features Fenced
Water Source Public
Building Area Total 1471
Exterior Amenities Other
Fencing Wood

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2026 Listed $295,000

Property vs Zip Code Average in 39564

Price
AVG $490K
$300K
Taxes
AVG $2,808
$77
Year Built
AVG 2003
2026

In The Neighborhood

Areas That We Cover

524 Plum Street Ocean Springs, MS is a Single Family Home for sale at $295000 with 1471 sqft and a lot size of 0.21 Acres Acre(s). 524 Plum Street Ocean Springs has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 39564 which is in Ocean Springs, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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